GAIN COMPLETE CONTROL OVER YOUR CREDIT CARDS
WHILE INSTANTLY REDUCING YOUR RISK OF FRAUD

Monibyte is a revolutionary cloud-based proprietary technology designed to offer both the bank and end user an easy-to-use platform to manage commercial purchase transactions.


MONIBYTE IS INNOVATION

Monibyte’s SaaS payment engine technology allows for seamless flexibility in a company’s monetary operations, and can be implemented on any bank or processing company in the world

By combining card integration with GPS in certain locations, Monibyte’s proprietary card technology is able to provide fleet management tools and the ability to set spending controls down to a precise geographic location

The Monibyte engine is fully integrated with most major ERP (Enterprise Resource Planning) systems, eliminating the need for expense reports and allowing real-time data mining and reporting activities

This innovative approach to payment management has helped Monibyte customers save over 7% per year on fuel costs; and increase their bottom line by up to 10% by ensuring employees comply completely with the company’s expense policy.


MONIBYTE IS SECURITY, FLEXIBILITY + CONTROL

Our system empowers corporate users to have 100% control of the usage and purchasing restrictions for their company credit cards, allowing them to decide when, how much, which currency, which days of the week, at which merchants, how often and in what geographical areas the credit or debit cards can be used.

Corporations have the ability to implement a number of security restrictions and manage change authorization parameters which virtually eliminates credit card misuse and fraud

With over 5 million transactions to-date, Monibyte has experienced fraud on less than 0.05% of transactions. The fraudulent transactions that did occur were due to customers not properly setting their card parameters.


DESIGNED FOR BANKS

Monibyte provides the ultimate strategic advantage for Banks with a cutting-edge management tool to offer their commercial customers

  • Instantly Mitigates Fraud by blocking credit card misuse before it occurs
  • Strategic Advantage with a differentiating offer for corporate credit and debit card clients
  • Proprietary Technology streamlines payment management functions
  • Increases Revenue through fee and interest income
  • Reduces Customer Acquisition Costs with a simple on-boarding process and cross-selling opportunities
  • Decreases Delinquency through fraud risk management
  • Creates New Growth Opportunities equally advantageous for SMEs and large corporate clients
  • Empowers Customers to make changes on their own, reduces bank support staff costs
  • Supplies Powerful Analytics and reporting
  • Improves Efficiencies exponentially by increasing sales opportunities for bank executives

DESIGNED FOR BANK CUSTOMERS

Internationally, over 800 corporations, including large multinationals and Fortune 500 companies, use Monibyte
to manage their credit cards

  • Cutting-Edge Smart Technology provides a revolutionary way to manage credit card expenses
  • Absolute Control of every expense on every card, updatable any time without having to contact the bank
  • Safe and Secure using state-of-the-art authentication
  • Incredibly Flexible available via any web browser, Monibyte can be used anywhere, any time
  • Smart Phone App for iOS and Android makes access immediate, on-the-go from anywhere
  • Ease-of-Use focused and intuitively designed
  • Cloud-based Convenience at your fingertips
  • ERP Integration eliminates expense reports and saves time and money on accounting tasks
  • Complete Customization for individuals and groups
  • Automated Reporting with custom account statements, analytics and data mining
  • Single or Dual Approval on card parameters and spending limits
  • Total Transparency of card usage and attempted usage
  • Rewards Unification reduces labor and maximizes card benefits
  • Credit Card Consolidation with only one bank, helps streamline operations
  • Increases Cash Flow and Profitability by reducing expenses, labor, overspending and fraud